You passed the challenge on one great day.
The dashboard says funded. Weeks later, the payout button is greyed out — and the support article it links to mentions a rule the challenge page never did.
Nothing was hidden, exactly. It just wasn't where you were looking.
The short answer
Prop firms without a consistency rule exist, and several are listed below with their own pages as receipts. But the honest version of the answer needs three qualifiers that "top 10" lists skip: which product (the same brand often runs CFD and futures lines under different rules), which stage (many rules skip the challenge entirely and bite at the payout request), and which payout path (some caps exist only on specific plans or reward options).
The original rulebook snapshot was checked on 2026-07-24. Rows marked rechecked 2026-10-17 update the E8 Challenge/Performance distinction, My Funded Futures plans, FTMO 1-Step and Topstep. Rows dated 2026-10-18 correct The5ers' Summer Plan exception, FundedNext's current and retired products, and E8's payout rules. FundingPips 2-Step Standard was rechecked 2026-10-19: its evaluation exemption does not extend to the Monthly reward cycle below. FTMO 2-Step was rechecked 2026-10-20: FTMO rewrote and moved its consistency FAQ on 2026-10-12, and the new page still exempts the 2-Step. That day we also re-read FTMO's Trading Objectives, E8's consistency and 35% Best Day articles, the three FundedNext Futures rules articles, FundedNext's on-demand and daily-loss articles, and the My Funded Futures and Topstep consistency articles; each still says what its row reports. Each links to its official source. All unmarked rows retain the July snapshot; they were not reverified in this update. Firms change rules, so run the five-minute check at the end before paying anyone. If you find a stale row, email support@pulltrade.app and we'll fix it in public.
If you're not sure what the rule is: a consistency rule caps how much of your total profit can come from a single day (or, at two firms below, a single trade). We've broken down the math and its debt-ladder effect before, and the free calculator runs your numbers against any cap in seconds.
Where no consistency rule is published
These findings apply to the listed stage and the row's check date, not to every account sold by the brand:
| Firm | Where it's rule-free | Their own wording / page |
|---|---|---|
| FTMO — rechecked 2026-10-20 | The classic 2-Step line (Challenge → Verification → FTMO Account) | "The 2-Step FTMO Challenge has no Consistency rule" — FTMO FAQ, rewritten 2026-10-12; it applies the rule to "all phases of the 1-Step FTMO Challenge and FTMO Instant Account product". The "Discipline Score" is informational only, per its FAQ |
| The5ers — scope corrected 2026-10-18 | Regular High Stakes, as recorded in the original snapshot; do not extend this finding to every CFD plan | High Stakes rules. The separate Summer Plan has a 50% daily consistency rule in the stages listed below. See the plan-by-plan guide. |
| FundedNext — scope corrected 2026-10-18 | Stellar 1-Step, 2-Step and Lite challenge stages in the original snapshot | CFD challenge terms. Evaluation is a separate legacy product, not a Stellar plan. FundedNext stopped offering Evaluation and Express to new clients on 18 March 2025; existing clients retain access. See the current product guide. |
| TradeDay | The funded stage (Funded Sim / Funded Live) | The funded-trader rules list no consistency rule — it exists only in their evaluations (table below) |
| E8 Markets — rechecked 2026-10-17 | The Challenge stage except E8 Zero; the Performance stage for E8 Pro and E8 Zero | E8 now identifies E8 Zero as the exception with a Challenge-stage consistency rule. E8 One and E8 Signature have separate payout requirements in Performance. E8 help center |
| FundingPips — rechecked 2026-10-19 | The 2-Step Standard evaluation only | No consistency cap among the published Phase 1/Phase 2 objectives. The Monthly reward cycle on the Master Account has a separate 35% rule below. |
| My Funded Futures — rechecked 2026-10-17 | Pro Plan One Day Pass; Builder evaluation | Both have no evaluation consistency rule in the current summary. Builder adds a 50% rule in simulated funding; the Pro One Day Pass exception should not be applied to every Pro evaluation. MFFU help center; our plan-by-plan guide. |
Read the pattern before celebrating: all seven of those rows are rule-free in one stage or product line of a firm that enforces a cap somewhere else in the next table.
Where the rule applies — and where it bites
The same row-date convention applies here. "Soft" means exceeding the cap doesn't fail the account; you still need to meet the applicable requirement before passing or requesting a reward.
| Firm / product | The cap | Where it bites | Soft or hard |
|---|---|---|---|
| FTMO 1-Step — rechecked 2026-10-17 | For accounts initiated from orders created on/after 12 October 2026, or merged on/after that date: best day ≤ 50% of total profit, including losing days. Directly initiated pre-12-October accounts retain the legacy 50% of positive days' profit rule. Trading Objectives | Challenge and reward eligibility on the 1-Step account; check the order/merge date | Soft — exceeding the ratio is not itself an account breach |
| FundedNext Futures Flex — rechecked 2026-10-18 | Daily profit threshold is 40% of the challenge target; an oversized day increases the required total profit to best day ÷ 0.40. Flex rules | Challenge; do not reuse a legacy product label for a current account | More profit required to pass |
| FundedNext Futures Rapid Pro — rechecked 2026-10-18 | Best day ≤ 40% of total profit. Rapid Pro funded rules | Funded reward eligibility, unlike its challenge phase | Gates withdrawal |
| FundedNext Futures Direct — rechecked 2026-10-18 | All-time best day ≤ 20% of the current cycle's total profit; the best-day record carries across withdrawals. Direct rules | Funded from the start; every reward cycle | Gates withdrawal |
| FundedNext CFD, funded (FundedNext Account) | "your best trading day's profit should not exceed 40% of your total generated profit at the time of your request … it is only evaluated when you submit an on-demand request" (their article) | On-demand Performance Reward requests | Gates that payout path |
| The5ers Futures | "a single trade can't account for more than 40% of your total profits" (futures FAQ) — note: per trade | Evaluation and funded | Gates progress/payout |
| The5ers Summer Plan (CFD) — rechecked 2026-10-18 | Best day ≤ 50% of total profit. Summer Plan rules and FAQ | 1-Step evaluation and funded; the 2-Step FAQ exempts evaluation but applies the rule in funded trading, including the $200K plan | Gates the applicable progress or payout; this is not the regular High Stakes exemption |
| Topstep Trading Combine — rechecked 2026-10-17 | Best day ≤ 55% of total profit. The former 50% target with a buffer has been replaced by a stated 55% limit without rounding. Consistency at Topstep | Evaluation; an oversized best day raises the required profit target | Soft — more qualifying profit is required to pass |
| Topstep Express Funded — Consistency payout path, rechecked 2026-10-17 | Largest single-day net profit ÷ total net profit ≤ 40%; at least 3 trading days with a trade each day. Same article | Eligibility on the Consistency path; do not apply this 40% rule to the separate Standard path | Soft — the payout waits until the requirements are met |
| Apex Trader Funding | "no single trading day accounts for more than 50% of your total accumulated profit at the time of a payout request" (50% requirement); Legacy accounts: 30% until the sixth payout (legacy rule) | Payout requests on the funded (PA) stage — and the denominator resets after each payout | Soft — payout button waits |
| TradeDay evaluations | "No day greater than 30% of your total profits" (Quick Pay) / 45% (Fast Pass) (evaluation rules) | Evaluation only | Gates passing |
| My Funded Futures — rechecked 2026-10-17 | Rapid EOD: best day ≤ 30% of total evaluation profit. Rapid Intraday and Pro: 50%, except Pro One Day Pass. MFFU help | These are evaluation rules; identify the exact plan rather than treating every Rapid or Pro account alike | Soft — exceeding the evaluation target does not itself breach the account |
| My Funded Futures Builder — rechecked 2026-10-17 | 50% consistency rule in the simulated funded stage. Same article | Simulated funding, despite no consistency rule in the evaluation | Check the funded plan's payout conditions; the evaluation exemption does not carry over |
| Maven Trading | Instant Funding: withdraw only when biggest day ÷ total profit ≤ 20%; Mini: 15% by largest trade (Maven FAQ) | Withdrawals on Instant/Mini; the standard Challenge has no cap | Gates the withdrawal |
| E8 Signature — rechecked 2026-10-18 | Best day ≤ 35% of the payout period's total profit. 35% Best Day Rule | Performance-stage payouts. Current product coverage separates Classic Markets and Futures; the help article still names Signature Crypto, so verify the rulebook for a legacy account rather than assuming it is sold today. | Soft — more qualifying profit required |
| E8 One — rechecked 2026-10-18 | Best day ≤ 40% of the current payout period's profit. Prior-cycle retained profit is excluded after the reset. 40% Best Day Rule | Performance stage for E8 One and E8 One Crypto, as named in the help article | Soft — the account is not lost merely for exceeding the ratio |
| FundingPips 2-Step Standard — Monthly 100% reward cycle, rechecked 2026-10-19 | Best day ≤ 35% of total profit. The score resets after each successfully processed reward. 2-Step Standard rewards and FAQ | Master Account reward eligibility for evaluation accounts purchased on or after 15 August 2026. Weekly and Bi-Weekly cycles are not subject to this 35% rule. | Soft — the reward request waits until the score qualifies; meeting this cap alone does not satisfy every payout condition |
| FundingPips Zero | A published "Consistency Score" that can block reward requests (Zero article) | Reward requests | Gates the reward |
One naming trap while you compare: TradeDay and Tradeify are different firms with different rules — search results for this exact question mix them constantly.
The three patterns in the fine print
The rule can live at the payout desk rather than in the challenge. Apex, Topstep's Express Consistency path, FundedNext's CFD funded stage, Maven, E8's affected Performance products, FundingPips Zero and 2-Step Standard's Monthly cycle — a cap can gate getting paid, not passing. Check each row's date and exact product before treating an evaluation exemption as a payout exemption.
One brand, several rulebooks. FTMO's 2-Step has no cap while its 1-Step does. The5ers' regular High Stakes, Summer Plan and futures products have different consistency policies. FundedNext splits CFD from futures, then splits futures by product and stage. A list that prints one number per brand is wrong somewhere by construction.
Most caps are soft — which is honest, and still costs you. "Keep trading until the ratio complies" sounds gentle. A soft cap doesn't take your account; it takes your time — profitable days you must add before your own money moves. That waiting period is where oversized-day habits get expensive, and it's measurable in advance: the calculator shows exactly how many ordinary days one big day costs under any cap.
The five-minute check that beats any list
Minute 1 — Find the actual rulebook, not the pricing page: help center, FAQ, or challenge terms. Minutes 2–3 — Search the page for "consistency," then read the payout and withdrawal articles even if the challenge page came up clean; you now know why. Minute 4 — Note the denominator: of total profit, of the profit target, per day or per trade. They produce very different limits. Minute 5 — Run your plan through the consistency calculator with the cap you found. If your normal best day trips it, you want to know on minute five, not at the payout desk.
Where we sit
We don't run a prop firm, we're not affiliated with any of the ten above, and none of them pays us a referral — this table has no favorite. We sell the boring instrumentation: the Prop Firm Challenge Toolkit puts your daily-loss and drawdown buffers on your chart, from the rules and balance you enter. It can't watch a consistency rule for you: the version we sell (v1.4.0) only knows the balance you type in now, so its tracker row never sees a best day and reads 0%. For a firm that has one, the free consistency calculator is the check. It can't give you an edge, and it won't make any firm's rules kinder. It just keeps the wall visible.
Disclosure
Unmarked rows and quotations retain the original 2026-07-24 snapshot. Dated corrections and rechecked rows identify what was reviewed on 2026-10-17, 2026-10-18, 2026-10-19 or 2026-10-20. Rules can differ for new orders, legacy accounts and merged accounts; check the terms applicable to your account rather than assuming the newest headline covers it. This article is education about published rules, not a recommendation of any firm, and says nothing about whether any evaluation is worth buying. The one question that sorts it instantly: "Where in your rules is the consistency policy for my exact plan — challenge, funded, and payout?" If support can't link it, that's your answer.
The challenge page tells you how to pass. The payout page tells you how you'll actually be judged. Read the second one first.
