Blue Guardian Payout, Shield & 5 PM Floor Calc

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Blue Guardian plan

3% daily, a 6% trailing loss that locks, a 20% or 15% consistency rule, a 1% Guardian Shield and on-demand payouts.

Account size

Payout

90% split add-on+10% profit share on that payout if it is late, per Blue Guardian

Guardian Shield strikes

Trips at −$1,000 combined floating loss (1%)

Closed balance at 5 PM EST ($)

Daily loss fixed at 3% ($3,000); a payout needs a balance above $100,000

Equity at 5 PM EST with open trades ($)

The snapshot takes the higher: $106,500

Highest closed balance ($)

The floor locks at $100,000 once this reaches $106,000

Cycle closed profit ($)

Locked 1% buffer: $1,000

Best day profit ($)

16.9% of the cycle, limit 20%

Profitable days

Days of $500 (0.5%) or more; 5 needed before a payout

Instant, $100K, payout 1

Payable now: $4,268.00 to you after the 3% fee (80% split)

Daily floor (5 PM EST)

$103,500

Snapshot $106,500 minus 3% ($3,000)

No open profit at the 5 PM EST reset

Binding floor

$103,500

The 5 PM daily floor binds first

Room below the closed balance: $3,000Max drawdown floor $100,000, locked at the starting balance

Guardian Shield

−$1,000

Closes open trades at −1%

Locked 1% buffer kept in the account: $1,000

You keep after the 3% fee

$4,268.00

80% share $4,400.00, minus a $132.00 fee

The evaluation fee comes back with the 4th payout (not on Starter)

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Writing about it instead? Cite the method and link the page:

The math: dailyFloor = max(balance_5pm, equity_5pm) − (initial × daily%) · net = (profit − 1% buffer) × split × 0.97

Read the full guide

How do Blue Guardian's 5:00 PM EST floor, 1% locked buffer and Guardian Shield change your payout?

On Blue Guardian accounts, the daily loss limit resets at 5:00 PM EST by taking the higher of your account balance or floating equity and subtracting a fixed 3% or 4% of your initial balance. In addition, once the 6% trailing drawdown on Instant and 1-Step plans reaches +6% profit and locks at your starting balance, 1% of the initial balance ($1,000 on $100K) must stay in the account upon withdrawal. BNPL keeps the same 1% buffer once its 8% trailing drawdown locks at +8% profit. Finally, the built-in Guardian Shield automatically closes all open trades if combined open floating losses hit 1% (Instant, Instant Starter, funded BNPL) or 2% (funded 1-Step Standard and 2-Step Standard)—cutting your profit split permanently to 50% on the 1st strike and breaching the account on the 2nd.

Method and privacy

Method: At 5:00 PM EST, daily floor = max(balance_5pm, equity_5pm) − initialBalance × (3% or 4%). On Instant and 1-Step plans, the 6% max drawdown trails highest closed watermark and locks at starting balance once +6% up (BNPL: 8%, locks at +8%), requiring 1% of initial balance to remain in the account upon withdrawal. A payout also needs the balance above the starting balance, and a best day equal to the consistency limit blocks it. Guardian Shield auto-closes open trades at −1% (Instant/Starter/BNPL) or −2% (funded 1-Step/2-Step Standard), cutting split to 50% on 1st strike and breaching on 2nd.

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Common questions

How does Blue Guardian's 5:00 PM EST daily drawdown reset work when holding open trades?

At 5:00 PM EST, Blue Guardian takes the higher of your account balance or floating equity and subtracts a fixed 3% (Instant, Instant Starter, 2-Step Nano) or 4% (1-Steps, 2-Step Standard, BNPL) of your initial balance. Holding +$1,000 of open floating profit at 5:00 PM EST on a $100,000 Instant account raises the snapshot to $101,000 and sets the daily floor at $98,000—leaving only $2,000 of room below your $100,000 closed balance.

What is Blue Guardian's Guardian Shield and what happens if I trigger it?

Once your combined open trades across all symbols are down 1% of initial balance (Instant, Instant Starter, funded BNPL—$1,000 on $100K) or 2% (funded 1-Step Standard and 2-Step Standard—$2,000 on $100K), the Guardian Shield automatically closes all open trades. The 1st trigger permanently cuts your profit split to 50% for good; the 2nd trigger permanently breaches the account.

Why can I only withdraw $5,000 when I have $6,000 of profit on a $100,000 Blue Guardian Instant or 1-Step account?

On Instant and both 1-Step plans, the 6% trailing drawdown locks at your starting balance ($100,000) once you reach 6% profit ($106,000). Once locked, Blue Guardian requires 1% of the initial balance ($1,000 on $100K) to stay in the account as a trading buffer, so $6,000 of profit lets you withdraw $5,000 gross. BNPL has the same 1% buffer, but its 8% trailing drawdown locks at +8% ($108,000 on $100K).

Which Blue Guardian plans have a consistency rule and payout caps?

1-Step Standard and 2-Step Standard have no consistency rule. Instant enforces 20% (15% on $300K and $400K), Instant Starter enforces 15%, BNPL enforces 20% when funded, 1-Step Nano enforces 50% in both stages, and 2-Step Nano enforces 50% when funded plus a 2% per-cycle payout cap. Each limit is strict: a best day equal to it also blocks the payout. On $200K–$400K accounts, the first two payouts are capped at $10,000 each, and every payout carries a 3% processing fee.

Rehearse the rules before they cost a payout

Prop challenge practice Trade a prop-style challenge on real gold and Bitcoin replays with the daily-loss and drawdown rules switched on. The first challenge day is free.
Prop Firm Challenge Toolkit (.pine) Your daily-loss limit and drawdown floor (static, trailing end-of-day or trailing intraday) on the TradingView chart, with a sizer that turns risk % and stop into a size. It uses the numbers you enter; it does not read your broker. $29 once.

Goes deeper

Explore ProEA tools Pine Pro Library: TradingView desks with full Pine v6 source ($49 once)Pine Script v5 to v6 converter Complete Suite: every desk and tool, one payment