MyFundedFutures' payout & buffer rules, plan by plan
Read from MyFundedFutures' help center on 2026-10-22. Each source shows that page's own last edit (UTC).
- Rapid & Rapid EOD Sim-Funded ($25K to $150K)No consistency rule; buffer = Max Loss Limit + $100 ($1,100 / $2,100 / $3,100 / $4,600); first request 24 hours after first trade, then daily; 90/10 split; Rapid EOD requires $250 (25K) or $500 (50K) new profit after payout 1Holds back: payout requests above the buffer ($500 minimum); floor locks at $100.Sources: Payout Policy Overview, edited 2026-08-25; Rapid Plan 50k, edited 2026-08-24; Rapid EOD 50k, edited 2026-08-24
- Builder Sim-Funded ($25K to $150K)50% consistency rule (best day ≤ 50% of cycle net profit) over at least 2 trading days; buffer = MLL + $100; 80/20 split; up to 5 sim-funded payouts before LiveHolds back: payout requests ($250–$1,500 minimum, $1,000–$4,500 cap per cycle).Sources: Consistency Rule at My FundedFutures, edited 2026-09-25; Builder Plan 50k, edited 2026-10-21; Builder Plan 150k, edited 2026-09-25
- Pro Sim-Funded ($50K to $150K)No fixed consistency percentage; 14 calendar days between payouts; buffer = $2,100 / $3,100 / $4,600 ($1,000 minimum request); 80/20 splitHolds back: payout requests; floor moves to starting balance + $100 after the first payout.Sources: Comprehensive Look into Redesigned Pro Plan, edited 2026-10-14; Consistency for Sim-Funded Pro Accounts, edited 2026-08-24
- Studio Sim-Funded (#001 / #002 / #003)No buffer and no consistency rule; static Max Loss Limit ($500 / $1,000 / $250); 80/20 split; daily profit above $5,000 / $10,000 / $2,500 is forfeitedHolds back: payout requests anytime once positions are closed ($250 / $250 / $100 minimum).Source: Studio Plans, edited 2026-10-14
Buffer, minimum request, and payout caps by plan
On Rapid, Rapid EOD, Builder, and Pro, the buffer equals Max Loss Limit plus $100 and stays in the account.
| Sim-funded plan | Buffer (25K / 50K / 100K / 150K) | Min request | Max per request / cycle | Split & consistency |
|---|---|---|---|---|
| Rapid | $1,100 / $2,100 / $3,100 / $4,600 | $500 | Not stated | 90/10 · No consistency rule |
| Rapid EOD (25K / 50K) | $1,100 / $2,100 | $500 ($250 / $500 new profit after #1) | No cap | 90/10 · No consistency rule |
| Builder | $1,100 / $2,100 / $3,100 / $4,600 | $250 / $500 / $1,000 / $1,500 | $1,000 / $2,000 / $3,000 / $4,500 | 80/20 · 50% consistency, 2 days |
| Pro (50K / 100K / 150K) | $2,100 / $3,100 / $4,600 | $1,000 | $100,000 per user | 80/20 · 14 calendar days |
| Studio (#001 / #002 / #003) | None (static $500 / $1,000 / $250 MLL) | $250 / $250 / $100 | Daily profit cap $5K / $10K / $2.5K | 80/20 · Anytime flat |
Worked example on 50K Rapid vs Builder: $2,850 net profit against a $2,100 buffer
The calculator opens on a 50K Rapid account before its first payout with $2,850 of net profit against the $2,100 buffer. That leaves $750 above the buffer: you can request up to $750, receive $675 after the 90/10 split, and leave $2,100 in the account ($2,000 of room above the locked $100 floor).
Switch to Builder 50K with a $1,600 best day and the 50% consistency rule holds the payout back: $1,600 is 56.1% of $2,850, so the cycle needs $3,200 of net profit ($350 more on smaller days, $1,600 is 56.1% of $2,850: the cycle needs $3,200 of net profit, $350 more.) before requesting.
How the calculator reads your MyFundedFutures account
Profit above the buffer, Builder's 50% rule, and the $100 floor lock.
The buffer, the floor after payout 1, and Rapid EOD / Builder unlocks
The buffer stays in the account. On Rapid, Rapid EOD, Builder, and Pro, the buffer is your Max Loss Limit plus $100 ($1,100 on 25K, $2,100 on 50K, $3,100 on 100K, and $4,600 on 150K; $1,600 on Builder 50K with the add-on). Only profit above the buffer can be withdrawn, so taking the full available slice leaves your full Max Loss Limit as breathing room above the locked $100 floor.
Subsequent payout unlocks. On Rapid EOD (25K / 50K) and Builder (25K to 150K), payouts after the first also require at least $250 / $500 / $1,000 / $1,500 of new net profit earned since your last approved payout.
Where MyFundedFutures' pages disagree
Builder 150K cycle cap ($4,500 vs $3,500) and Pro early withdrawals.
Two details to plan around
- Builder 150K cap. The Builder 150K help-center article states a $4,500 maximum per cycle, while the public plan comparison page lists $3,500. The calculator uses the help article's $4,500 figure and notes both.
- Pro buffer vs 60% early withdrawal. The redesigned Pro article says the buffer must be cleared before a payout. The payout overview (last edited 2026-08-25) and the Legacy Pro article allow up to 60% of profits before the buffer clears, with a $1,000 minimum. The redesigned article says old Pro accounts “keep every old rule”, and no page says whether the 60% applies to Pro accounts bought now.
Full rulebooks, Live transition rules, and Reserve bonuses are in MyFundedFutures payout rules and MyFundedFutures rules.
While you trade toward the buffer
This check audits payout eligibility, buffers, and Builder consistency only. While you trade toward the buffer or the next payout unlock, the trailing Max Loss Limit is what can close the account. We sell the Prop Firm Challenge Toolkit, a TradingView indicator that turns rule numbers and the balance you enter into dollar buffers on your chart. Enter your MyFundedFutures parameters as Custom rules; your MyFundedFutures dashboard remains the source of truth.